Articles of Interest

Title: 529 Plans: Qualified and Non-qualified Expenses

Date: August, 2020

Description: You’ve put in the hard work of saving for college, and now it’s time to start using those 529 plan assets to help with a family member’s education-related costs. But before you begin withdrawing those funds, it’s important to understand the difference between qualified and non-qualified expenses.


Title: Vacation Home

Date: July, 2020

Description: As the weather warms up, many people are thinking about summer plans—and possibly dreaming of buying a vacation home. Although the idea of having a permanent “home away from home” may sound appealing, purchasing a vacation property isn’t something to be entered into lightly. If you’re considering this major commitment, here are some important questions to ask yourself. 



Title: Smartphone Safety

Date: June, 2020

Description: It's tough to remember how we got by befoe smartphones.  Because completing tasks on smart phones is so easy we tend to take these devices for granted over looking the sensitivity of the data we store on them.  Here are some common mistakes and how to fix them. 



Title: Capturing a Lifetime of Memories

Date: May, 2020

Description: It doesn’t take much to start capturing valuable memories—just a notepad, an audio recorder, or a video camera. While you could write down all the answers, it might be easier and more fun to record them for future generations to hear or, better yet, see!


Title: Are you Suffering from Compassion Fatigue

Date: April, 2020

Description: Whether you are in the “sandwich generation,” taking care of aging parents while raising your own children, or you are caring for others in some manner, it can be a balancing act. And it’s one that can take its toll on your emotional well-being. In other words, you may be suffering from compassion fatigue.


Title: Understanding the new CARES Act

Date: March, 2020

Description: On March 27, 2020, President Trump signed the Coronavirus Aid, Relief, and Economic Security Act (the CARES Act) into law. The CARES Act has been enacted as a direct response to the COVID-19 pandemic and is intended to provide immediate and ongoing economic relief to individuals and businesses affected by the crisis. The following Q&A covers key questions you may have about the legislation.


Title: Don't get Caught of Guard

Date: March, 2020

Description: According to the 2017 Verizon Data Breach Inves9ga9ons Report, 90 percent of all security incidents and breaches start with phishing aDacks. Hackers use these aDacks to trick people into divulging personal informa9on. Unfortunately, many oJen don’t realize they have fallen for a phishing scam un9l aJer the fact.


Title: The Coronavirus: A Healthy Perspective

Date: February, 2020

Description: We have our first surprise of the year: The Coronavirus. In January, I wrote in my annual forecast that we will be surprised by something this year. This is likely the first of several unexpected, unpredicted events we will experience in 2020, especially given that it is an election year.


Title: What to Do When You Are a Victim of Tax Identity Theft

Date: February, 2020

Description: When it comes to filing our tax returns, we all want to complete every form accurately and according to the instructions. So finding out that someone has filed a fraudulent return in our name is something we never want to experience.


Title: What Happens to Our Stolen Information After a Cyber Breach?

Date: February, 2020

Description: After a cyber breach, we tend to think in terms of what the victim needs to do next. Can any of the stolen data be protected after the fact? What can the victim do to secure confidential information going forward? But for a change, let’s talk about the crime from the cyber thief’s point of view. What does the crook do with our data once he or she has stolen it?


Title: The Setting Every Community Up for Retirement Enhancement (SECURE) Act

Date: January, 2020

Description: On December 20, 2019, the SECURE Act was signed into law. The SECURE Act contains 29 provisions, encompassing many aspects of financial planning and retirement saving. Once treasury regulations are released, nuances in interpreting this new law will become clearer. Until then, individuals are left to interpret the law’s effects based on the language of the law itself. This article will address what the SECURE Act entails and who it affects, as well as provide suggestions on how to plan for the changes that have been instituted.


Title: New IRS Withholding Tool

Date: December, 2019

Description: As a taxpayer, were you disappointed by your 2018 tax return? Perhaps you found out that you owed taxes because your paycheck withholdings were insufficient. Or maybe your refund was smaller than you anticipated. Due to changes in tax withholding rates and limited deductions, the Tax Cuts and Jobs Act of 2017 created surprises like these for many taxpayers. Prior to the new law, taxpayers frequently received a refund due to excess withholding.